Institutional platform
MRC combines origination and capital-markets leadership with specialized infrastructure for diligence, servicing, draw management, reporting and participation financing.
Platform architecture
Each role is deliberately distinct so origination, administration, diligence, servicing and financing operate with defined responsibilities.
Origination & capital markets
MRC leads origination, approved-correspondent relationships, pool aggregation, capital markets, facility management and portfolio oversight.
Platform & investor infrastructure
Dedicated infrastructure supports fund administration, investor reporting, regulatory compliance and institutional operations.
Operational platform
Specialized servicing infrastructure supports payment processing, construction-draw management, third-party diligence and portfolio reporting.
Financing capacity
Participation capital is incorporated within the platform financing architecture and can scale alongside deployment volume.
Loan acquisition process
MRC sources opportunities through direct origination, broker and builder relationships, and pool acquisitions from approved correspondents.
Each acquired loan is reviewed through third-party diligence that includes appraisal, title, document verification, borrower background and OFAC screening.
Following diligence clearance, the financing structure is activated and construction draws are tied to verified inspection milestones.
Post-close servicing includes payment processing, draw disbursement, inspector verification, lien-waiver collection, delinquency monitoring and reporting.
At payoff, principal and interest are returned through the financing structure and capital can be redeployed into new qualifying acquisitions.
Why the structure matters
The platform is designed so the functions surrounding a business-purpose real estate loan are handled by teams focused on their respective disciplines.
Third-party diligence creates separation between loan sourcing and the verification process.
Servicing and construction-draw functions are organized around documented milestones and operating controls.
Defined reporting and servicing functions support clearer oversight throughout the loan lifecycle.
Go deeper
Explore MRC's first-lien focus, product parameters, third-party diligence standards and construction-draw controls.
