:root {
    --navy: #1d334b;
    --navy-deep: #162a3e;
    --ivory: #f4f0e8;
    --cream: #f7f3ea;
    --sand: #e8e1d5;
    --card: #ebe5da;
    --gold: #c6a673;
    --gold-light: #d4b989;
    --brown: #876433;
    --ink-muted: #626d76;
    --ink-soft: #556372;
    --line: #d8d1c4;
    --line-strong: #cfc5b5;
    --shell: 1280px;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 1rem;
}

body {
    margin: 0;
    background: var(--ivory);
    color: var(--navy);
    font-family: "DM Sans", Arial, sans-serif;
    -webkit-font-smoothing: antialiased;
}

body.menu-open {
    overflow: hidden;
}

a {
    color: inherit;
    text-decoration: none;
}

button,
a {
    -webkit-tap-highlight-color: transparent;
}

button {
    font: inherit;
}

svg {
    display: block;
    flex: 0 0 auto;
}

.shell {
    width: min(100%, var(--shell));
    margin-inline: auto;
    padding-inline: 2.5rem;
}

.skip-link {
    position: fixed;
    z-index: 200;
    top: 0.75rem;
    left: 0.75rem;
    transform: translateY(-180%);
    padding: 0.75rem 1rem;
    background: var(--cream);
    color: var(--navy);
}

.skip-link:focus {
    transform: translateY(0);
}

.focus-ring:focus-visible,
a:focus-visible,
button:focus-visible {
    outline: 2px solid var(--gold);
    outline-offset: 4px;
}

.site-header {
    position: absolute;
    z-index: 50;
    inset: 0 0 auto;
    color: var(--cream);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 6.75rem;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
}

.brand-mark {
    position: relative;
    display: grid;
    width: 2rem;
    height: 2rem;
    place-items: center;
    border: 1px solid var(--gold);
}

.brand-mark i,
.brand-mark b {
    position: absolute;
    width: 1.25rem;
    height: 1px;
    background: var(--gold);
}

.brand-mark i {
    transform: rotate(45deg);
}

.brand-mark b {
    transform: rotate(-45deg);
}

.brand-mark em {
    width: 0.375rem;
    height: 0.375rem;
    border-radius: 50%;
    background: var(--gold);
}

.brand-name {
    display: inline-flex;
    align-items: baseline;
    gap: 0.45rem;
    font-size: 0.72rem;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    white-space: nowrap;
}

.brand-name strong {
    font-weight: 600;
}

.brand-name span {
    opacity: 0.58;
}

.desktop-nav {
    display: flex;
    align-items: center;
    gap: 2.3rem;
    font-size: 0.68rem;
    font-weight: 500;
    letter-spacing: 0.16em;
    text-transform: uppercase;
}

.desktop-nav > a:not(.nav-cta) {
    color: rgba(247, 243, 234, 0.75);
    transition: color 180ms ease;
}

.desktop-nav > a:not(.nav-cta):hover {
    color: var(--gold);
}

.nav-cta {
    display: inline-flex;
    min-height: 2.75rem;
    align-items: center;
    gap: 0.5rem;
    border: 1px solid rgba(198, 166, 115, 0.72);
    padding: 0.65rem 1rem;
    transition: 180ms ease;
}

.nav-cta:hover {
    background: var(--gold);
    color: var(--navy);
}

.menu-toggle {
    display: none;
    min-width: 3rem;
    min-height: 3rem;
    place-items: center;
    border: 1px solid rgba(247, 243, 234, 0.3);
    background: transparent;
    color: var(--cream);
    cursor: pointer;
}

.mobile-nav {
    position: absolute;
    inset: 6rem 1.5rem auto;
    z-index: 60;
    border: 1px solid rgba(198, 166, 115, 0.45);
    background: var(--navy-deep);
    box-shadow: 0 1.5rem 4rem rgba(0, 0, 0, 0.24);
    padding: 0.75rem;
}

.mobile-nav a {
    display: flex;
    min-height: 3.25rem;
    align-items: center;
    border-bottom: 1px solid rgba(247, 243, 234, 0.09);
    padding: 0 0.8rem;
    font-size: 0.78rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.mobile-nav a:last-child {
    border-bottom: 0;
    color: var(--gold);
}

.hero {
    position: relative;
    min-height: 830px;
    overflow: hidden;
    background: var(--navy);
    color: var(--cream);
}

.hero-grid,
.site-grid {
    background-image:
        linear-gradient(to right, rgba(248, 246, 241, 0.055) 1px, transparent 1px),
        linear-gradient(to bottom, rgba(248, 246, 241, 0.055) 1px, transparent 1px);
    background-size: 5rem 5rem;
}

.hero-grid {
    position: absolute;
    inset: 0;
}

.site-grid {
    background-image:
        linear-gradient(to right, rgba(29, 51, 75, 0.05) 1px, transparent 1px),
        linear-gradient(to bottom, rgba(29, 51, 75, 0.05) 1px, transparent 1px);
}

.hero-ring {
    position: absolute;
    border: 1px solid rgba(198, 166, 115, 0.25);
    border-radius: 50%;
    pointer-events: none;
}

.hero-ring--outer {
    top: 7rem;
    right: -5rem;
    width: 32rem;
    height: 32rem;
}

.hero-ring--inner {
    top: 15rem;
    right: -1rem;
    width: 22rem;
    height: 22rem;
    border-color: rgba(198, 166, 115, 0.16);
}

.hero-layout {
    position: relative;
    display: grid;
    grid-template-columns: 1.08fr 0.92fr;
    align-items: end;
    gap: 3rem;
    padding-top: 13rem;
    padding-bottom: 10rem;
}

.hero-copy {
    max-width: 48rem;
}

.eyebrow {
    margin: 0;
    font-family: "DM Mono", monospace;
    font-size: 0.68rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
}

.eyebrow--line {
    display: flex;
    align-items: center;
    gap: 0.8rem;
}

.eyebrow--line::before {
    width: 2.2rem;
    height: 1px;
    background: currentColor;
    content: "";
}

.eyebrow--gold {
    color: var(--gold);
}

.eyebrow--brown {
    color: var(--brown);
}

.hero h1,
.section h2,
.contact-section h2 {
    margin: 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-weight: 400;
    letter-spacing: -0.045em;
}

.hero h1 {
    margin-top: 1.7rem;
    max-width: 50rem;
    font-size: clamp(4.4rem, 8vw, 7.8rem);
    line-height: 0.91;
}

.hero h1 em,
.section h2 em {
    color: var(--gold);
    font-weight: 400;
}

.hero-intro {
    max-width: 36rem;
    margin: 2rem 0 0;
    color: rgba(247, 243, 234, 0.7);
    font-size: 1.08rem;
    line-height: 1.65;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 1.3rem;
    margin-top: 2.45rem;
}

.button {
    display: inline-flex;
    min-height: 3rem;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    padding: 0.8rem 1.3rem;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.button--gold {
    background: var(--gold);
    color: var(--navy);
    transition: background 180ms ease;
}

.button--gold:hover {
    background: var(--gold-light);
}

.text-link {
    display: inline-flex;
    min-height: 3rem;
    align-items: center;
    gap: 0.45rem;
    color: rgba(247, 243, 234, 0.78);
    font-size: 0.72rem;
    font-weight: 500;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.text-link:hover {
    color: var(--gold);
}

.hero-note {
    max-width: 24rem;
    justify-self: end;
    border-left: 1px solid rgba(198, 166, 115, 0.62);
    padding-left: 1.25rem;
}

.step-number {
    margin: 0;
    color: var(--gold);
    font-family: "DM Mono", monospace;
    font-size: 0.64rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
}

.hero-note > p:last-child {
    margin: 1.15rem 0 0;
    color: rgba(247, 243, 234, 0.6);
    font-size: 0.88rem;
    line-height: 1.8;
}

.hero-meta {
    position: absolute;
    right: 0;
    bottom: 2rem;
    left: 0;
    display: flex;
    justify-content: space-between;
    border-top: 1px solid rgba(247, 243, 234, 0.15);
    padding-top: 1rem;
    color: rgba(247, 243, 234, 0.55);
    font-family: "DM Mono", monospace;
    font-size: 0.62rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.section {
    scroll-margin-top: 1rem;
    padding-block: clamp(6rem, 8vw, 8rem);
}

.split-section {
    display: grid;
    grid-template-columns: 0.75fr 1.25fr;
    gap: 3.5rem;
}

.section h2 {
    margin-top: 1.35rem;
    font-size: clamp(3.6rem, 5vw, 4.4rem);
    line-height: 0.96;
    letter-spacing: -0.035em;
}

.approach {
    border-bottom: 1px solid var(--line);
    background-color: var(--ivory);
}

.approach-copy {
    max-width: 43rem;
}

.approach-copy > p {
    margin: 1.4rem 0 0;
    color: var(--ink-soft);
    font-size: 0.9rem;
    line-height: 1.9;
}

.approach-copy > .lead {
    margin-top: 0;
    color: var(--navy);
    font-size: 1.24rem;
    line-height: 1.6;
}

.principles {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
    border-top: 1px solid var(--line);
    padding-top: 1.7rem;
}

.principle-icon {
    color: var(--brown);
}

.principles h3 {
    margin: 1rem 0 0;
    font-size: 0.9rem;
}

.principles p {
    margin: 0.55rem 0 0;
    color: var(--ink-muted);
    font-size: 0.76rem;
    line-height: 1.65;
}

.strategies {
    background: var(--sand);
}

.section-heading {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 2rem;
}

.section-heading--border {
    border-bottom: 1px solid var(--line-strong);
    padding-bottom: 2rem;
}

.section-heading > p {
    max-width: 20rem;
    margin: 0;
    color: var(--ink-muted);
    font-size: 0.88rem;
    line-height: 1.7;
}

.strategy-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 1px;
    margin-top: 3rem;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.strategy-card {
    position: relative;
    min-height: 18rem;
    background: var(--ivory);
    padding: 1.5rem;
    transition: background 240ms ease, color 240ms ease, transform 240ms ease;
}

.strategy-card:hover,
.strategy-card:focus-within {
    background: var(--navy);
    color: var(--cream);
    transform: translateY(-2px);
}

.strategy-top {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
}

.strategy-icon {
    color: var(--brown);
    transition: color 240ms ease, transform 240ms ease;
}

.strategy-card:hover .strategy-icon {
    color: var(--gold);
    transform: translate(0.2rem, -0.2rem);
}

.strategy-body {
    position: absolute;
    right: 1.5rem;
    bottom: 1.5rem;
    left: 1.5rem;
}

.strategy-body h3 {
    max-width: 12rem;
    margin: 0;
    font-size: 1.02rem;
    font-weight: 500;
    line-height: 1.28;
}

.strategy-body p {
    margin: 1rem 0 0;
    color: var(--ink-muted);
    font-size: 0.75rem;
    line-height: 1.6;
    transition: color 240ms ease;
}

.strategy-card:hover .strategy-body p {
    color: rgba(247, 243, 234, 0.62);
}

.operating-model {
    background: var(--navy);
    color: var(--cream);
}

.operating-intro {
    max-width: 24rem;
    margin: 1.8rem 0 0;
    color: rgba(247, 243, 234, 0.6);
    font-size: 0.88rem;
    line-height: 1.7;
}

.steps {
    position: relative;
}

.steps::before {
    position: absolute;
    top: 2rem;
    bottom: 3.5rem;
    left: 1.03rem;
    width: 1px;
    background: rgba(198, 166, 115, 0.35);
    content: "";
}

.step {
    position: relative;
    display: flex;
    gap: 1.75rem;
    border-bottom: 1px solid rgba(247, 243, 234, 0.12);
    padding: 1.5rem 0;
}

.step:first-child {
    padding-top: 0;
}

.step-badge {
    position: relative;
    z-index: 1;
    display: grid;
    width: 2.1rem;
    height: 2.1rem;
    flex: 0 0 2.1rem;
    place-items: center;
    border: 1px solid var(--gold);
    border-radius: 50%;
    background: var(--navy);
    color: var(--gold);
    font-family: "DM Mono", monospace;
    font-size: 0.6rem;
}

.step h3 {
    margin: 0;
    font-size: 1rem;
    font-weight: 500;
}

.step p {
    max-width: 30rem;
    margin: 0.55rem 0 0;
    color: rgba(247, 243, 234, 0.56);
    font-size: 0.86rem;
    line-height: 1.7;
}

.architecture-note {
    margin: 1.25rem 0 0 4.9rem;
    color: rgba(198, 166, 115, 0.78);
    font-family: "DM Mono", monospace;
    font-size: 0.65rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.leadership {
    border-bottom: 1px solid var(--line);
    background-color: var(--ivory);
}

.leadership-heading {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: end;
    gap: 3rem;
}

.leadership-heading > p {
    max-width: 29rem;
    margin: 0;
    color: var(--ink-muted);
    font-size: 0.88rem;
    line-height: 1.9;
}

.leader-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-top: 4rem;
}

.leader-card {
    border-top: 2px solid var(--gold);
    background: var(--card);
    padding: 1.5rem;
    transition: transform 220ms ease;
}

.leader-card:hover {
    transform: translateY(-0.3rem);
}

.leader-card__top {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
}

.leader-initials {
    color: var(--brown);
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 2.5rem;
}

.leader-label,
.leader-title {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    text-transform: uppercase;
}

.leader-label {
    font-size: 0.58rem;
    letter-spacing: 0.12em;
}

.leader-card h2,
.leader-card h3 {
    margin: 2.4rem 0 0;
    font-family: "DM Sans", Arial, sans-serif;
    font-size: 1.22rem;
    font-weight: 500;
    letter-spacing: 0;
    line-height: 1.3;
}

.leader-title {
    margin: 0.35rem 0 0;
    font-size: 0.66rem;
    letter-spacing: 0.1em;
    line-height: 1.5;
}

.leader-bio {
    min-height: 7.5rem;
    margin: 1.5rem 0 0;
    color: var(--ink-muted);
    font-size: 0.86rem;
    line-height: 1.75;
}

.contact-section {
    scroll-margin-top: 1rem;
    background: var(--gold);
    color: var(--navy);
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    gap: 2.5rem;
    padding-block: 5rem;
}

.contact-section .eyebrow {
    color: rgba(29, 51, 75, 0.65);
}

.contact-section h2 {
    margin-top: 1rem;
    font-size: clamp(3.2rem, 5vw, 4.4rem);
    line-height: 0.96;
}

.contact-section p:not(.eyebrow) {
    max-width: 36rem;
    margin: 1.25rem 0 0;
    color: rgba(29, 51, 75, 0.72);
    font-size: 0.88rem;
    line-height: 1.7;
}

.contact-button {
    display: inline-flex;
    min-height: 3.25rem;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    border: 1px solid var(--navy);
    padding: 0.8rem 1.5rem;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    transition: 180ms ease;
}

.site-footer {
    background: var(--navy-deep);
    color: var(--cream);
}

.site-footer .shell {
    padding-block: 3.5rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.25fr 0.65fr 0.7fr 0.9fr;
    gap: 2.5rem;
    border-bottom: 1px solid rgba(247, 243, 234, 0.15);
    padding-bottom: 3rem;
}

.footer-summary {
    max-width: 24rem;
    margin: 1.5rem 0 0;
    color: rgba(247, 243, 234, 0.55);
    font-size: 0.86rem;
    line-height: 1.75;
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 0.8rem;
    margin-top: 1.25rem;
    color: rgba(247, 243, 234, 0.65);
    font-size: 0.84rem;
}

.footer-links a,
.footer-links span {
    display: inline-flex;
    width: fit-content;
    align-items: center;
    gap: 0.5rem;
}

.footer-links a:hover {
    color: var(--gold);
}

.footer-legal {
    display: grid;
    grid-template-columns: 1.25fr 0.75fr;
    gap: 2rem;
    padding-top: 2rem;
    color: rgba(247, 243, 234, 0.55);
    font-size: 0.68rem;
    line-height: 1.75;
}

.footer-legal p {
    margin: 0;
}

.footer-legal p:last-child {
    text-align: right;
}

.inner-hero {
    position: relative;
    min-height: 34rem;
    overflow: hidden;
    background: var(--navy);
    color: var(--cream);
}

.inner-hero .hero-grid {
    opacity: 0.62;
}

.inner-hero__content {
    position: relative;
    z-index: 2;
    max-width: 58rem;
    padding-top: 12rem;
    padding-bottom: 6rem;
}

.breadcrumbs {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin: 0 0 1.75rem;
    color: rgba(247, 243, 234, 0.55);
    font-family: "DM Mono", monospace;
    font-size: 0.64rem;
    letter-spacing: 0.11em;
    text-transform: uppercase;
}

.breadcrumbs a:hover {
    color: var(--gold);
}

.inner-hero h1 {
    max-width: 58rem;
    margin: 1.4rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(3.7rem, 7vw, 6.8rem);
    font-weight: 400;
    letter-spacing: -0.045em;
    line-height: 0.94;
}

.inner-hero h1 em {
    color: var(--gold);
    font-weight: 400;
}

.inner-hero__lede {
    max-width: 42rem;
    margin: 1.8rem 0 0;
    color: rgba(247, 243, 234, 0.68);
    font-size: 1rem;
    line-height: 1.75;
}

.content-section {
    padding-block: clamp(5rem, 8vw, 7rem);
    background: var(--ivory);
}

.content-section--sand {
    background: var(--sand);
}

.content-section--navy {
    background: var(--navy);
    color: var(--cream);
}

.content-grid {
    display: grid;
    grid-template-columns: minmax(0, 0.78fr) minmax(0, 1.22fr);
    gap: clamp(3rem, 7vw, 6rem);
}

.content-grid--balanced {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.content-heading h2 {
    margin: 1rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(3rem, 5vw, 4.5rem);
    font-weight: 400;
    letter-spacing: -0.035em;
    line-height: 0.98;
}

.prose {
    max-width: 46rem;
    color: var(--ink-soft);
    font-size: 0.96rem;
    line-height: 1.9;
}

.prose > *:first-child {
    margin-top: 0;
}

.prose .lead {
    color: var(--navy);
    font-size: 1.25rem;
    line-height: 1.65;
}

.content-section--navy .prose,
.content-section--navy .prose .lead {
    color: rgba(247, 243, 234, 0.7);
}

.fact-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1px;
    margin-top: 2.5rem;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.fact-card {
    min-height: 13rem;
    background: var(--ivory);
    padding: 1.6rem;
}

.fact-card .eyebrow {
    color: var(--brown);
}

.fact-card h3 {
    margin: 2.2rem 0 0;
    font-size: 1rem;
    font-weight: 500;
}

.fact-card p {
    margin: 0.7rem 0 0;
    color: var(--ink-muted);
    font-size: 0.8rem;
    line-height: 1.65;
}

.page-cta {
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    gap: 2rem;
    border-top: 1px solid var(--line);
    padding-top: 2rem;
}

.page-cta p {
    max-width: 36rem;
    margin: 0;
    color: var(--ink-muted);
    font-size: 0.88rem;
    line-height: 1.7;
}

.button--outline {
    border: 1px solid var(--navy);
    color: var(--navy);
}

.button--outline:hover {
    background: var(--navy);
    color: var(--cream);
}

.strategy-index-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1rem;
}

.strategy-index-card {
    position: relative;
    display: flex;
    min-height: 21rem;
    flex-direction: column;
    justify-content: space-between;
    border-top: 2px solid var(--gold);
    background: var(--card);
    padding: 1.8rem;
    transition: transform 220ms ease, background 220ms ease, color 220ms ease;
}

.strategy-index-card:last-child:nth-child(odd) {
    grid-column: 1 / -1;
}

.strategy-index-card:hover {
    transform: translateY(-0.25rem);
    background: var(--navy);
    color: var(--cream);
}

.strategy-index-card__top {
    display: flex;
    justify-content: space-between;
    color: var(--brown);
}

.strategy-index-card:hover .strategy-index-card__top {
    color: var(--gold);
}

.strategy-index-card h2 {
    max-width: 24rem;
    margin: 4rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(2.3rem, 4vw, 3.5rem);
    font-weight: 400;
    line-height: 1;
}

.strategy-index-card p {
    max-width: 30rem;
    margin: 1rem 0 0;
    color: var(--ink-muted);
    font-size: 0.84rem;
    line-height: 1.7;
}

.strategy-index-card:hover p {
    color: rgba(247, 243, 234, 0.65);
}

.strategy-index-card__link {
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    margin-top: 2rem;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.68rem;
    letter-spacing: 0.11em;
    text-transform: uppercase;
}

.strategy-index-card:hover .strategy-index-card__link {
    color: var(--gold);
}

.detail-number {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.68rem;
    letter-spacing: 0.16em;
}

.detail-panel {
    border-left: 1px solid var(--gold);
    padding-left: 1.5rem;
}

.detail-panel h3 {
    margin: 0;
    font-size: 1rem;
    font-weight: 500;
}

.detail-panel p {
    margin: 0.8rem 0 0;
    color: var(--ink-muted);
    font-size: 0.84rem;
    line-height: 1.75;
}

.notice {
    border: 1px solid var(--line-strong);
    background: #eee8de;
    padding: 1.4rem;
    color: var(--ink-soft);
    font-size: 0.8rem;
    line-height: 1.7;
}

.notice strong {
    color: var(--navy);
}

.legal-layout {
    display: grid;
    grid-template-columns: minmax(0, 15rem) minmax(0, 48rem);
    gap: clamp(2.5rem, 7vw, 6rem);
    align-items: start;
}

.legal-nav {
    position: sticky;
    top: 2rem;
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.legal-nav a {
    border-left: 1px solid var(--line-strong);
    padding: 0.55rem 0 0.55rem 1rem;
    color: var(--ink-muted);
    font-size: 0.8rem;
}

.legal-nav a:hover {
    border-left-color: var(--gold);
    color: var(--navy);
}

.legal-copy h2 {
    margin: 3.5rem 0 1rem;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 2.4rem;
    font-weight: 400;
    line-height: 1;
}

.legal-copy h2:first-child {
    margin-top: 0;
}

.legal-copy h3 {
    margin: 2rem 0 0.7rem;
    font-size: 1rem;
}

.legal-copy p,
.legal-copy li {
    color: var(--ink-soft);
    font-size: 0.9rem;
    line-height: 1.85;
}

.legal-copy ul {
    padding-left: 1.2rem;
}

.legal-review {
    margin-bottom: 2.5rem;
    border-left: 3px solid var(--gold);
    background: var(--sand);
    padding: 1rem 1.2rem;
    font-size: 0.8rem;
    line-height: 1.65;
}

@media (max-width: 1180px) {
    .strategy-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .strategy-card:nth-child(4),
    .strategy-card:nth-child(5) {
        min-height: 16rem;
    }

    .footer-grid {
        grid-template-columns: 1.3fr 0.7fr 0.7fr;
    }

    .footer-grid > div:last-child {
        grid-column: 2 / -1;
    }
}

@media (max-width: 1024px) {
    .shell {
        padding-inline: 1.5rem;
    }

    .hero-layout {
        grid-template-columns: 1fr;
        align-items: start;
        padding-top: 11rem;
        padding-bottom: 11rem;
    }

    .hero-note {
        max-width: 32rem;
        justify-self: start;
    }

    .split-section,
    .leadership-heading,
    .content-grid,
    .content-grid--balanced {
        grid-template-columns: 1fr;
    }

    .operating-layout {
        gap: 4rem;
    }

    .leader-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .leader-card:last-child {
        grid-column: 1 / -1;
    }

    .leader-bio {
        min-height: auto;
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid > div:last-child {
        grid-column: auto;
    }
}

@media (max-width: 820px) {
    .desktop-nav {
        display: none;
    }

    .menu-toggle {
        display: grid;
    }

    .header-inner {
        min-height: 5.8rem;
    }

    .hero {
        min-height: 760px;
    }

    .hero-ring--outer {
        right: -14rem;
    }

    .hero-ring--inner {
        right: -8rem;
    }

    .principles {
        gap: 1.3rem;
    }

    .strategy-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .strategy-card:last-child {
        grid-column: 1 / -1;
    }

    .strategy-index-grid,
    .fact-grid {
        grid-template-columns: 1fr;
    }

    .strategy-index-card:last-child:nth-child(odd) {
        grid-column: auto;
    }

    .legal-layout {
        grid-template-columns: 1fr;
    }

    .legal-nav {
        position: static;
        display: grid;
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 600px) {
    .shell {
        padding-inline: 1.5rem;
    }

    .brand-name {
        font-size: 0.68rem;
    }

    .hero {
        min-height: 820px;
    }

    .hero-layout {
        gap: 3rem;
        padding-top: 10.1rem;
        padding-bottom: 9.2rem;
    }

    .hero h1 {
        margin-top: 1.8rem;
        font-size: clamp(3.2rem, 14vw, 4.5rem);
        line-height: 0.92;
    }

    .hero-intro {
        margin-top: 2rem;
        font-size: 1rem;
        line-height: 1.75;
    }

    .hero-actions {
        display: grid;
        justify-items: start;
        margin-top: 2.5rem;
    }

    .button {
        min-height: 48px;
    }

    .hero-note {
        max-width: none;
    }

    .hero-meta {
        bottom: 1.6rem;
        font-size: 0.56rem;
    }

    .hero-meta span:last-child {
        display: none;
    }

    .hero-ring--outer {
        top: 7rem;
        right: -12rem;
        width: 29rem;
        height: 29rem;
    }

    .hero-ring--inner {
        top: 15rem;
        right: -8rem;
        width: 22rem;
        height: 22rem;
    }

    .section {
        padding-block: clamp(4.5rem, 14vw, 6rem);
    }

    .section h2 {
        font-size: clamp(3rem, 14vw, 4rem);
    }

    .approach-copy > .lead {
        font-size: 1.1rem;
    }

    .principles {
        grid-template-columns: 1fr;
    }

    .section-heading {
        align-items: start;
        flex-direction: column;
    }

    .strategy-grid {
        grid-template-columns: 1fr;
    }

    .strategy-card,
    .strategy-card:nth-child(4),
    .strategy-card:nth-child(5) {
        min-height: 15rem;
    }

    .strategy-card:last-child {
        grid-column: auto;
    }

    .architecture-note {
        margin-left: 3.9rem;
    }

    .leader-grid {
        grid-template-columns: 1fr;
        margin-top: 3rem;
    }

    .leader-card:last-child {
        grid-column: auto;
    }

    .contact-layout,
    .page-cta {
        grid-template-columns: 1fr;
    }

    .contact-button {
        width: 100%;
        min-height: 48px;
    }

    .footer-grid,
    .footer-legal {
        grid-template-columns: 1fr;
    }

    .footer-legal p:last-child {
        text-align: left;
    }

    .inner-hero {
        min-height: 31rem;
    }

    .inner-hero__content {
        padding-top: 9.5rem;
        padding-bottom: 4.5rem;
    }

    .inner-hero h1 {
        font-size: clamp(3.2rem, 15vw, 4.6rem);
    }

    .legal-nav {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 390px) {
    .shell {
        padding-inline: 1rem;
    }

    .brand-name {
        gap: 0.35rem;
        font-size: 0.62rem;
        letter-spacing: 0.18em;
    }

    .hero h1 {
        font-size: clamp(2.95rem, 14vw, 3.55rem);
    }

    .eyebrow {
        font-size: 0.61rem;
    }

    .hero-meta {
        font-size: 0.52rem;
    }
}

@media (max-height: 500px) and (orientation: landscape) {
    .header-inner {
        min-height: 4.5rem;
    }

    .mobile-nav {
        top: 4.25rem;
        max-height: calc(100vh - 5rem);
        overflow-y: auto;
    }

    .hero,
    .inner-hero {
        min-height: auto;
    }

    .hero-layout {
        padding-top: 7rem;
        padding-bottom: 7rem;
    }

    .hero h1 {
        font-size: clamp(3rem, 8vw, 4.2rem);
    }

    .hero-ring {
        opacity: 0.5;
    }

    .inner-hero__content {
        padding-top: 7rem;
        padding-bottom: 3.5rem;
    }
}

@media (min-width: 1600px) {
    :root {
        --shell: 1340px;
    }
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
    }
}

.strategy-card .step-number {
    color: var(--brown);
}

.strategy-card:hover .step-number,
.strategy-card:focus-within .step-number {
    color: var(--gold);
}

.footer-credit {
    display: inline-block;
    margin-top: 0.55rem;
    color: rgba(198, 166, 115, 0.88);
    font-size: 0.64rem;
    letter-spacing: 0.06em;
}

.footer-credit a {
    color: inherit;
    text-decoration: underline;
    text-decoration-color: rgba(198, 166, 115, 0.45);
    text-underline-offset: 0.18rem;
}

.footer-credit a:hover,
.footer-credit a:focus-visible {
    color: var(--gold);
    text-decoration-color: currentColor;
}

.contact-routing-note {
    max-width: 27rem;
    margin: 1.5rem 0 0;
    color: var(--ink-muted);
    font-size: 0.9rem;
    line-height: 1.75;
}

.central-contact-card {
    border-top: 2px solid var(--gold);
    background: var(--card);
}

.central-contact-item {
    display: grid;
    grid-template-columns: 2.75rem 1fr;
    gap: 1rem;
    align-items: center;
    min-height: 7.5rem;
    border-bottom: 1px solid #d1c8ba;
    padding: 1.4rem 1.6rem;
}

.central-contact-item:last-child {
    border-bottom: 0;
}

.central-contact-icon {
    display: grid;
    width: 2.5rem;
    height: 2.5rem;
    place-items: center;
    border: 1px solid var(--gold);
    color: var(--brown);
}

.central-contact-item .eyebrow {
    margin-bottom: 0.45rem;
}

.central-contact-item a,
.central-contact-item span {
    color: var(--navy);
    font-size: 1rem;
    line-height: 1.5;
}

.central-contact-item a {
    text-decoration: underline;
    text-decoration-color: transparent;
    text-underline-offset: 0.2rem;
    transition: color 180ms ease, text-decoration-color 180ms ease;
}

.central-contact-item a:hover {
    color: var(--brown);
    text-decoration-color: currentColor;
}

@media (max-width: 600px) {
    .central-contact-item {
        grid-template-columns: 2.5rem 1fr;
        padding: 1.25rem;
    }

    .central-contact-item a,
    .central-contact-item span {
        font-size: 0.92rem;
        overflow-wrap: anywhere;
    }
}


/* ===== Institutional expansion ===== */

.site-header {
    position: fixed;
    transition: background 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
}

.site-header.is-scrolled {
    border-bottom: 1px solid rgba(198, 166, 115, 0.18);
    background: rgba(22, 42, 62, 0.94);
    box-shadow: 0 0.75rem 2rem rgba(7, 18, 28, 0.1);
    backdrop-filter: blur(14px);
}

.desktop-nav {
    gap: 1.5rem;
}

.desktop-nav a[aria-current="page"]:not(.nav-cta) {
    color: var(--gold);
}

.metric-band {
    border-bottom: 1px solid var(--line-strong);
    background: var(--sand);
}

.metric-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.metric-item {
    min-height: 8.5rem;
    border-left: 1px solid var(--line-strong);
    padding: 1.4rem 1.5rem;
}

.metric-item:last-child {
    border-right: 1px solid var(--line-strong);
}

.metric-item strong {
    display: block;
    color: var(--navy);
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(2rem, 4vw, 3.25rem);
    font-weight: 400;
    letter-spacing: -0.035em;
    line-height: 1;
}

.metric-item span {
    display: block;
    max-width: 12rem;
    margin-top: 0.75rem;
    color: var(--ink-muted);
    font-family: "DM Mono", monospace;
    font-size: 0.64rem;
    letter-spacing: 0.08em;
    line-height: 1.5;
    text-transform: uppercase;
}

.strategy-card__meta {
    display: block;
    margin-top: 0.85rem;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.58rem;
    letter-spacing: 0.04em;
    line-height: 1.5;
    text-transform: uppercase;
}

.strategy-card:hover .strategy-card__meta,
.strategy-card:focus-within .strategy-card__meta {
    color: var(--gold);
}

.home-platform-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1px;
    border: 1px solid rgba(247, 243, 234, 0.12);
    background: rgba(247, 243, 234, 0.12);
}

.home-platform-card {
    min-height: 10rem;
    background: rgba(22, 42, 62, 0.66);
    padding: 1.3rem;
}

.home-platform-card > span {
    color: var(--gold);
    font-family: "DM Mono", monospace;
    font-size: 0.62rem;
}

.home-platform-card p {
    margin: 1.6rem 0 0;
    color: rgba(247, 243, 234, 0.48);
    font-family: "DM Mono", monospace;
    font-size: 0.58rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.home-platform-card h3 {
    margin: 0.45rem 0 0;
    font-size: 0.92rem;
    font-weight: 500;
}

.underwriting-preview {
    background-color: var(--ivory);
}

.underwriting-preview-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1px;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.underwriting-preview-card {
    min-height: 12rem;
    background: var(--ivory);
    padding: 1.35rem;
}

.underwriting-preview-card > span {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.6rem;
}

.underwriting-preview-card h3 {
    margin: 2rem 0 0;
    font-size: 0.95rem;
    font-weight: 500;
}

.underwriting-preview-card p {
    margin: 0.6rem 0 0;
    color: var(--ink-muted);
    font-size: 0.77rem;
    line-height: 1.65;
}

.home-faq {
    background: var(--cream);
}


.platform-network {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 1px;
    margin-top: 3rem;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.platform-node {
    position: relative;
    min-height: 21rem;
    overflow: hidden;
    background: var(--ivory);
    padding: 1.6rem;
}

.platform-node::after {
    position: absolute;
    right: -4rem;
    bottom: -4rem;
    width: 9rem;
    height: 9rem;
    border: 1px solid rgba(198, 166, 115, 0.28);
    border-radius: 50%;
    content: "";
}

.platform-node__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.platform-node__signal {
    width: 0.45rem;
    height: 0.45rem;
    border-radius: 50%;
    background: var(--gold);
    box-shadow: 0 0 0 0.4rem rgba(198, 166, 115, 0.12);
}

.platform-node__role {
    margin: 4.5rem 0 0;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.6rem;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

.platform-node h3 {
    margin: 0.55rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 2rem;
    font-weight: 400;
    line-height: 1;
}

.platform-node > p:last-child {
    position: relative;
    z-index: 1;
    margin: 1rem 0 0;
    color: var(--ink-muted);
    font-size: 0.78rem;
    line-height: 1.7;
}

.process-rail {
    position: relative;
}

.process-rail::before {
    position: absolute;
    top: 1.2rem;
    bottom: 1.2rem;
    left: 1.2rem;
    width: 1px;
    background: linear-gradient(to bottom, var(--gold), rgba(198, 166, 115, 0.12));
    content: "";
}

.process-step {
    position: relative;
    display: grid;
    grid-template-columns: 2.5rem 1fr;
    gap: 1.4rem;
    min-height: 7.5rem;
    border-bottom: 1px solid rgba(247, 243, 234, 0.11);
    padding: 1.2rem 0;
}

.process-step:first-child {
    padding-top: 0;
}

.process-step__number {
    position: relative;
    z-index: 1;
    display: grid;
    width: 2.4rem;
    height: 2.4rem;
    place-items: center;
    border: 1px solid var(--gold);
    border-radius: 50%;
    background: var(--navy);
    color: var(--gold);
    font-family: "DM Mono", monospace;
    font-size: 0.58rem;
}

.process-step h3 {
    margin: 0;
    font-size: 1rem;
    font-weight: 500;
}

.process-step p {
    max-width: 34rem;
    margin: 0.55rem 0 0;
    color: rgba(247, 243, 234, 0.58);
    font-size: 0.84rem;
    line-height: 1.72;
}

.platform-benefits {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-top: 2.3rem;
}

.platform-benefits article {
    border-top: 2px solid var(--gold);
    background: var(--ivory);
    padding: 1.35rem;
}

.platform-benefits h3 {
    margin: 1.8rem 0 0;
    font-size: 0.9rem;
    font-weight: 500;
}

.platform-benefits p {
    margin: 0.6rem 0 0;
    color: var(--ink-muted);
    font-size: 0.76rem;
    line-height: 1.65;
}

.control-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1px;
    margin-top: 3rem;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.control-card {
    min-height: 16rem;
    background: var(--ivory);
    padding: 1.5rem;
}

.control-card__number {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.62rem;
}

.control-card h3 {
    margin: 3rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 1.8rem;
    font-weight: 400;
    line-height: 1.05;
}

.control-card p {
    margin: 0.9rem 0 0;
    color: var(--ink-muted);
    font-size: 0.8rem;
    line-height: 1.7;
}


.product-matrix-wrap {
    margin-top: 3rem;
    overflow-x: auto;
    border: 1px solid var(--line-strong);
    background: var(--ivory);
}

.product-matrix {
    width: 100%;
    min-width: 850px;
    border-collapse: collapse;
}

.product-matrix th,
.product-matrix td {
    border-bottom: 1px solid var(--line);
    padding: 1rem 1.1rem;
    text-align: left;
    vertical-align: top;
}

.product-matrix thead th {
    background: var(--navy);
    color: var(--cream);
    font-family: "DM Mono", monospace;
    font-size: 0.62rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.product-matrix tbody th {
    width: 21%;
    color: var(--navy);
    font-size: 0.86rem;
    font-weight: 600;
}

.product-matrix tbody th a:hover {
    color: var(--brown);
}

.product-matrix td {
    color: var(--ink-soft);
    font-size: 0.78rem;
    line-height: 1.55;
}

.product-matrix tr:last-child th,
.product-matrix tr:last-child td {
    border-bottom: 0;
}

.table-note {
    margin: 1rem 0 0;
    color: var(--ink-muted);
    font-size: 0.72rem;
    line-height: 1.6;
}

.due-diligence-stack {
    border-top: 1px solid rgba(247, 243, 234, 0.14);
}

.due-diligence-item {
    display: grid;
    grid-template-columns: 3rem 1fr;
    gap: 1.4rem;
    border-bottom: 1px solid rgba(247, 243, 234, 0.12);
    padding: 1.35rem 0;
}

.due-diligence-item > span {
    color: var(--gold);
    font-family: "DM Mono", monospace;
    font-size: 0.64rem;
}

.due-diligence-item h3 {
    margin: 0;
    font-size: 0.95rem;
    font-weight: 500;
}

.due-diligence-item p {
    max-width: 34rem;
    margin: 0.45rem 0 0;
    color: rgba(247, 243, 234, 0.58);
    font-size: 0.82rem;
    line-height: 1.7;
}

.transition-track {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 0;
    margin-top: 3rem;
    border: 1px solid var(--line-strong);
}

.transition-track > div {
    position: relative;
    min-height: 12.5rem;
    border-right: 1px solid var(--line-strong);
    background: var(--ivory);
    padding: 1.3rem;
}

.transition-track > div:last-child {
    border-right: 0;
}

.transition-track > div:not(:last-child)::after {
    position: absolute;
    z-index: 2;
    top: 50%;
    right: -0.45rem;
    width: 0.8rem;
    height: 0.8rem;
    border-top: 1px solid var(--brown);
    border-right: 1px solid var(--brown);
    background: var(--ivory);
    content: "";
    transform: translateY(-50%) rotate(45deg);
}

.transition-track span {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.6rem;
}

.transition-track strong {
    display: block;
    margin-top: 2.5rem;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 1.7rem;
    font-weight: 400;
}

.transition-track p {
    margin: 0.5rem 0 0;
    color: var(--ink-muted);
    font-size: 0.74rem;
    line-height: 1.6;
}

.strategy-spec-band {
    border-bottom: 1px solid var(--line-strong);
    background: var(--sand);
}

.strategy-spec-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.strategy-spec-grid > div {
    min-height: 7.5rem;
    border-left: 1px solid var(--line-strong);
    padding: 1.3rem 1.4rem;
}

.strategy-spec-grid > div:last-child {
    border-right: 1px solid var(--line-strong);
}

.strategy-spec-grid span {
    display: block;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.58rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.strategy-spec-grid strong {
    display: block;
    max-width: 15rem;
    margin-top: 0.7rem;
    color: var(--navy);
    font-size: 0.9rem;
    font-weight: 500;
    line-height: 1.45;
}

.strategy-control-list {
    display: grid;
    gap: 1px;
    margin-top: 2rem;
    border: 1px solid var(--line-strong);
    background: var(--line-strong);
}

.strategy-control-list article {
    display: grid;
    grid-template-columns: 2rem 1fr;
    gap: 1rem;
    background: var(--ivory);
    padding: 1.1rem;
}

.strategy-control-list article > span {
    color: var(--brown);
}

.strategy-control-list h3 {
    margin: 0;
    font-size: 0.86rem;
    font-weight: 500;
}

.strategy-control-list p {
    margin: 0.35rem 0 0;
    color: var(--ink-muted);
    font-size: 0.76rem;
    line-height: 1.55;
}

.strategy-index-card__specs {
    display: flex;
    flex-wrap: wrap;
    gap: 0.45rem;
    margin-top: 1.2rem;
}

.strategy-index-card__specs span {
    border: 1px solid var(--line-strong);
    padding: 0.35rem 0.5rem;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.56rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.strategy-index-card:hover .strategy-index-card__specs span {
    border-color: rgba(198, 166, 115, 0.45);
    color: var(--gold);
}


.faq-layout {
    display: grid;
    grid-template-columns: minmax(0, 14rem) minmax(0, 1fr);
    gap: clamp(3rem, 7vw, 6rem);
    align-items: start;
}

.faq-index {
    position: sticky;
    top: 7rem;
    display: flex;
    flex-direction: column;
}

.faq-index .eyebrow {
    margin-bottom: 1rem;
}

.faq-index a {
    border-left: 1px solid var(--line-strong);
    padding: 0.65rem 0 0.65rem 1rem;
    color: var(--ink-muted);
    font-size: 0.78rem;
    transition: border-color 180ms ease, color 180ms ease, padding-left 180ms ease;
}

.faq-index a:hover,
.faq-index a:focus-visible {
    border-left-color: var(--gold);
    color: var(--navy);
    padding-left: 1.2rem;
}

.faq-groups {
    display: grid;
    gap: 4rem;
}

.faq-group {
    scroll-margin-top: 8rem;
}

.faq-group__heading {
    display: flex;
    align-items: baseline;
    gap: 1rem;
    border-bottom: 1px solid var(--line-strong);
    padding-bottom: 1.2rem;
}

.faq-group__heading h2 {
    margin: 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(2.2rem, 4vw, 3.25rem);
    font-weight: 400;
    letter-spacing: -0.03em;
}

.faq-list {
    border-bottom: 1px solid var(--line-strong);
}

.faq-item {
    border-top: 1px solid var(--line-strong);
}

.faq-item summary {
    display: grid;
    grid-template-columns: 1fr 2rem;
    gap: 1rem;
    align-items: center;
    min-height: 4.5rem;
    cursor: pointer;
    list-style: none;
    padding: 1rem 0;
    color: var(--navy);
    font-size: 0.94rem;
    font-weight: 500;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-toggle {
    position: relative;
    display: block;
    width: 1.75rem;
    height: 1.75rem;
    border: 1px solid var(--line-strong);
    border-radius: 50%;
}

.faq-toggle::before,
.faq-toggle::after {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0.7rem;
    height: 1px;
    background: var(--brown);
    content: "";
    transform: translate(-50%, -50%);
    transition: transform 180ms ease;
}

.faq-toggle::after {
    transform: translate(-50%, -50%) rotate(90deg);
}

.faq-item[open] .faq-toggle::after {
    transform: translate(-50%, -50%) rotate(0deg);
}

.faq-answer {
    max-width: 46rem;
    padding: 0 3rem 1.4rem 0;
}

.faq-answer p {
    margin: 0;
    color: var(--ink-muted);
    font-size: 0.84rem;
    line-height: 1.78;
}

.faq-list--compact .faq-item summary {
    min-height: 4rem;
}

.scenario-disclaimer {
    display: grid;
    grid-template-columns: 2.5rem 1fr;
    gap: 1rem;
    align-items: start;
    border: 1px solid var(--line-strong);
    background: var(--sand);
    padding: 1rem 1.2rem;
}

.scenario-disclaimer__mark {
    display: grid;
    width: 2rem;
    height: 2rem;
    place-items: center;
    border: 1px solid var(--brown);
    border-radius: 50%;
    color: var(--brown);
    font-family: "Instrument Serif", Georgia, serif;
    font-size: 1.2rem;
}

.scenario-disclaimer p {
    margin: 0.2rem 0 0;
    color: var(--ink-soft);
    font-size: 0.78rem;
    line-height: 1.65;
}

.scenario-explorer {
    display: grid;
    grid-template-columns: minmax(0, 18rem) minmax(0, 1fr);
    gap: 2rem;
    margin-top: 2.5rem;
    align-items: start;
}

.scenario-tabs {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--line-strong);
}

.scenario-tab {
    display: grid;
    grid-template-columns: 2rem 1fr;
    gap: 0.75rem;
    align-items: center;
    min-height: 4.5rem;
    border: 0;
    border-bottom: 1px solid var(--line-strong);
    background: var(--ivory);
    color: var(--ink-soft);
    cursor: pointer;
    padding: 0.9rem 1rem;
    text-align: left;
    font: inherit;
    font-size: 0.78rem;
    transition: background 180ms ease, color 180ms ease;
}

.scenario-tab:last-child {
    border-bottom: 0;
}

.scenario-tab > span {
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.58rem;
}

.scenario-tab:hover,
.scenario-tab.is-active {
    background: var(--navy);
    color: var(--cream);
}

.scenario-tab.is-active > span,
.scenario-tab:hover > span {
    color: var(--gold);
}

.scenario-panels {
    min-width: 0;
}

.scenario-panel {
    border-top: 2px solid var(--gold);
    background: var(--card);
    padding: clamp(1.5rem, 4vw, 2.5rem);
}

.scenario-explorer:not(.is-enhanced) .scenario-panel + .scenario-panel {
    margin-top: 1.5rem;
}

.scenario-panel__meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.scenario-panel__meta > span {
    color: var(--ink-muted);
    font-family: "DM Mono", monospace;
    font-size: 0.56rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.scenario-panel h2 {
    max-width: 36rem;
    margin: 2.5rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(2.8rem, 5vw, 4.2rem);
    font-weight: 400;
    letter-spacing: -0.035em;
    line-height: 0.98;
}

.scenario-story {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 2rem;
    margin-top: 2rem;
    border-top: 1px solid #d1c8ba;
    padding-top: 1.5rem;
}

.scenario-kicker {
    margin: 0;
    color: var(--brown);
    font-family: "DM Mono", monospace;
    font-size: 0.6rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.scenario-story > div > p:last-child {
    margin: 0.65rem 0 0;
    color: var(--ink-soft);
    font-size: 0.86rem;
    line-height: 1.72;
}

.scenario-specs {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1px;
    margin-top: 2rem;
    border: 1px solid #d1c8ba;
    background: #d1c8ba;
}

.scenario-specs > div {
    background: var(--ivory);
    padding: 1rem 1.2rem;
}

.scenario-specs span {
    display: block;
    color: var(--ink-muted);
    font-family: "DM Mono", monospace;
    font-size: 0.56rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
}

.scenario-specs strong {
    display: block;
    margin-top: 0.5rem;
    color: var(--navy);
    font-size: 0.9rem;
    font-weight: 500;
}

.scenario-controls {
    margin-top: 2rem;
}

.scenario-controls ul {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.7rem 1rem;
    margin: 1rem 0 0;
    padding: 0;
    list-style: none;
}

.scenario-controls li {
    display: flex;
    align-items: center;
    gap: 0.55rem;
    color: var(--ink-soft);
    font-size: 0.76rem;
}

.scenario-controls li svg {
    color: var(--brown);
}


.leader-highlights,
.leader-preview-points {
    margin: 1.5rem 0 0;
    padding: 0;
    list-style: none;
}

.leader-highlights {
    display: grid;
    gap: 0.65rem;
    border-top: 1px solid #d1c8ba;
    padding-top: 1.2rem;
}

.leader-highlights li {
    display: grid;
    grid-template-columns: 1rem 1fr;
    gap: 0.55rem;
    color: var(--ink-soft);
    font-size: 0.73rem;
    line-height: 1.55;
}

.leader-highlights svg {
    margin-top: 0.15rem;
    color: var(--brown);
}

.leader-preview-points {
    display: grid;
    gap: 0.65rem;
    border-top: 1px solid #d1c8ba;
    padding-top: 1.15rem;
}

.leader-preview-points li {
    position: relative;
    padding-left: 1rem;
    color: var(--ink-muted);
    font-size: 0.76rem;
    line-height: 1.55;
}

.leader-preview-points li::before {
    position: absolute;
    top: 0.55rem;
    left: 0;
    width: 0.35rem;
    height: 1px;
    background: var(--brown);
    content: "";
}

@media (max-width: 1180px) {
    .platform-network {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .platform-node {
        min-height: 17rem;
    }

    .control-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .transition-track {
        grid-template-columns: repeat(3, 1fr);
    }

    .transition-track > div:nth-child(3) {
        border-right: 0;
    }

    .transition-track > div:nth-child(4),
    .transition-track > div:nth-child(5) {
        border-top: 1px solid var(--line-strong);
    }

    .transition-track > div:nth-child(3)::after {
        display: none;
    }
}

@media (max-width: 1024px) {
    .metric-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .metric-item:nth-child(3) {
        border-top: 1px solid var(--line-strong);
    }

    .metric-item:nth-child(4) {
        border-top: 1px solid var(--line-strong);
        border-right: 1px solid var(--line-strong);
    }

    .strategy-spec-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .strategy-spec-grid > div:nth-child(3),
    .strategy-spec-grid > div:nth-child(4) {
        border-top: 1px solid var(--line-strong);
    }

    .faq-layout {
        grid-template-columns: 1fr;
    }

    .faq-index {
        position: static;
        display: grid;
        grid-template-columns: repeat(4, minmax(0, 1fr));
        border: 1px solid var(--line-strong);
    }

    .faq-index .eyebrow {
        grid-column: 1 / -1;
        margin: 0;
        border-bottom: 1px solid var(--line-strong);
        padding: 0.8rem 1rem;
    }

    .faq-index a {
        border-left: 0;
        border-right: 1px solid var(--line-strong);
        padding: 0.8rem 1rem;
    }

    .scenario-explorer {
        grid-template-columns: 1fr;
    }

    .scenario-tabs {
        display: grid;
        grid-template-columns: repeat(5, 1fr);
    }

    .scenario-tab {
        grid-template-columns: 1fr;
        border-right: 1px solid var(--line-strong);
        border-bottom: 0;
        text-align: center;
    }

    .scenario-tab:last-child {
        border-right: 0;
    }
}

@media (max-width: 820px) {
    .desktop-nav {
        gap: 0;
    }

    .platform-network,
    .control-grid {
        grid-template-columns: 1fr;
    }

    .platform-node {
        min-height: auto;
    }

    .platform-node__role {
        margin-top: 3rem;
    }

    .platform-benefits {
        grid-template-columns: 1fr;
    }

    .transition-track {
        grid-template-columns: 1fr;
    }

    .transition-track > div,
    .transition-track > div:nth-child(3),
    .transition-track > div:nth-child(4),
    .transition-track > div:nth-child(5) {
        min-height: auto;
        border-top: 0;
        border-right: 0;
        border-bottom: 1px solid var(--line-strong);
    }

    .transition-track > div:last-child {
        border-bottom: 0;
    }

    .transition-track > div:not(:last-child)::after {
        top: auto;
        right: 50%;
        bottom: -0.45rem;
        transform: translateX(50%) rotate(135deg);
    }

    .scenario-tabs {
        grid-template-columns: 1fr;
    }

    .scenario-tab {
        grid-template-columns: 2rem 1fr;
        border-right: 0;
        border-bottom: 1px solid var(--line-strong);
        text-align: left;
    }

    .scenario-tab:last-child {
        border-bottom: 0;
    }
}

@media (max-width: 600px) {
    .metric-grid,
    .home-platform-grid,
    .underwriting-preview-grid,
    .strategy-spec-grid,
    .scenario-story,
    .scenario-specs,
    .scenario-controls ul {
        grid-template-columns: 1fr;
    }

    .metric-item,
    .metric-item:nth-child(3),
    .metric-item:nth-child(4),
    .metric-item:last-child,
    .strategy-spec-grid > div,
    .strategy-spec-grid > div:nth-child(3),
    .strategy-spec-grid > div:nth-child(4),
    .strategy-spec-grid > div:last-child {
        border-right: 1px solid var(--line-strong);
        border-top: 0;
        border-bottom: 1px solid var(--line-strong);
    }

    .metric-item:last-child,
    .strategy-spec-grid > div:last-child {
        border-bottom: 0;
    }

    .faq-index {
        grid-template-columns: 1fr;
    }

    .faq-index a {
        border-right: 0;
        border-bottom: 1px solid var(--line-strong);
    }

    .faq-answer {
        padding-right: 0;
    }

    .scenario-panel__meta {
        align-items: flex-start;
        flex-direction: column;
    }

    .scenario-panel h2 {
        margin-top: 1.6rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    .js .reveal-item {
        opacity: 1;
        transform: none;
    }
}

@media (max-width: 1180px) {
    .desktop-nav {
        display: none;
    }

    .menu-toggle {
        display: grid;
    }
}


/* ===== Institutional motion system ===== */

.js .motion-reveal {
    opacity: 0;
    translate: 0 0.9rem;
    transition:
        opacity 520ms ease,
        translate 520ms cubic-bezier(.2,.75,.25,1);
    transition-delay: 0ms;
    will-change: opacity, translate;
}

.js .motion-reveal.motion-delay-1 {
    transition-delay: 65ms;
}

.js .motion-reveal.motion-delay-2 {
    transition-delay: 130ms;
}

.js .motion-reveal.motion-delay-3 {
    transition-delay: 195ms;
}

.js .motion-reveal.is-visible {
    opacity: 1;
    translate: 0 0;
}

.js .hero-copy > .eyebrow,
.js .hero-copy > h1,
.js .hero-intro,
.js .hero-actions,
.js .hero-note,
.js .hero-meta,
.js .inner-hero__content > * {
    opacity: 0;
    translate: 0 0.8rem;
    transition:
        opacity 560ms ease,
        translate 560ms cubic-bezier(.2,.75,.25,1);
}

.js .site-motion-ready .hero-copy > .eyebrow,
.js .site-motion-ready .hero-copy > h1,
.js .site-motion-ready .hero-intro,
.js .site-motion-ready .hero-actions,
.js .site-motion-ready .hero-note,
.js .site-motion-ready .hero-meta,
.js .site-motion-ready .inner-hero__content > * {
    opacity: 1;
    translate: 0 0;
}

.js .site-motion-ready .hero-copy > h1,
.js .site-motion-ready .inner-hero__content > h1 {
    transition-delay: 80ms;
}

.js .site-motion-ready .hero-intro,
.js .site-motion-ready .inner-hero__lede {
    transition-delay: 150ms;
}

.js .site-motion-ready .hero-actions {
    transition-delay: 220ms;
}

.js .site-motion-ready .hero-note,
.js .site-motion-ready .hero-meta {
    transition-delay: 260ms;
}

.hero-ring {
    animation: mrc-ring-breathe 10s ease-in-out infinite alternate;
}

.button,
.contact-button,
.nav-cta {
    transition:
        background 180ms ease,
        color 180ms ease,
        border-color 180ms ease,
        box-shadow 220ms ease,
        translate 180ms ease;
}

.button svg,
.contact-button svg,
.nav-cta svg,
.text-link svg {
    transition: translate 180ms ease;
}

.button:hover,
.button:focus-visible,
.contact-button:hover,
.contact-button:focus-visible,
.nav-cta:hover,
.nav-cta:focus-visible {
    translate: 0 -1px;
}

.button:hover svg,
.button:focus-visible svg,
.contact-button:hover svg,
.contact-button:focus-visible svg,
.nav-cta:hover svg,
.nav-cta:focus-visible svg,
.text-link:hover svg,
.text-link:focus-visible svg {
    translate: 0.18rem -0.08rem;
}

/* Gold focus treatment for lending strategy cards */
.strategy-card,
.strategy-index-card {
    z-index: 0;
    box-shadow: 0 0 0 0 rgba(198, 166, 115, 0);
    transition:
        background 240ms ease,
        color 240ms ease,
        transform 240ms ease,
        box-shadow 240ms ease,
        border-color 240ms ease;
}

.strategy-card:hover,
.strategy-card:focus-visible,
.strategy-card:focus-within,
.strategy-index-card:hover,
.strategy-index-card:focus-visible,
.strategy-index-card:focus-within {
    z-index: 3;
    box-shadow:
        0 0 0 1px rgba(198, 166, 115, 0.95),
        0 0 1.65rem rgba(198, 166, 115, 0.28),
        0 0.9rem 2.25rem rgba(22, 42, 62, 0.14);
}

@keyframes mrc-ring-breathe {
    from {
        opacity: 0.72;
        scale: 1;
    }

    to {
        opacity: 1;
        scale: 1.018;
    }
}

@media (prefers-reduced-motion: reduce) {
    .js .motion-reveal,
    .js .hero-copy > .eyebrow,
    .js .hero-copy > h1,
    .js .hero-intro,
    .js .hero-actions,
    .js .hero-note,
    .js .hero-meta,
    .js .inner-hero__content > *,
    .hero-ring {
        opacity: 1;
        translate: none;
        scale: 1;
        animation: none;
        transition: none;
    }

    .button,
    .contact-button,
    .nav-cta,
    .button svg,
    .contact-button svg,
    .nav-cta svg,
    .text-link svg {
        transition: none;
    }
}

/* Search-intent content: readable educational copy, not navigation controls */
.prose h3 {
    margin: 1.8rem 0 0.65rem;
    color: var(--navy);
    font-size: 1.08rem;
    line-height: 1.45;
}
.prose a:not(.button) {
    color: var(--navy);
    text-decoration: underline;
    text-decoration-thickness: 1px;
    text-underline-offset: 0.2rem;
}
.prose a:not(.button):hover,
.prose a:not(.button):focus-visible {
    color: var(--brown);
}
.seo-checklist {
    margin: 1.2rem 0 1.75rem;
    padding-left: 1.35rem;
}
.seo-checklist li {
    margin: 0 0 0.85rem;
    padding-left: 0.25rem;
}
.strategy-index-card h3 {
    max-width: 24rem;
    margin: 4rem 0 0;
    font-family: "Instrument Serif", Georgia, serif;
    font-size: clamp(2.3rem, 4vw, 3.5rem);
    font-weight: 400;
    line-height: 1;
}
.page-home .hero h1 {
    font-size: clamp(3.35rem, 7vw, 6.25rem);
}
@media (max-width: 600px) {
    .page-home .hero h1 {
        font-size: clamp(2.5rem, 9vw, 3.6rem);
    }
}

/* Legal and privacy navigation: readable, keyboard accessible and responsive */
.legal-nav {
    top: 6.5rem;
    max-height: calc(100vh - 8rem);
    overflow-y: auto;
    overscroll-behavior: contain;
}
.legal-nav__heading {
    margin: 0.25rem 0 0.7rem;
    color: var(--navy);
    font-size: 0.82rem;
    font-weight: 700;
}
.legal-nav a {
    min-height: 2.75rem;
    display: flex;
    align-items: center;
    font-size: 0.91rem;
    line-height: 1.45;
}
.legal-nav a:focus-visible {
    border-left: 3px solid var(--brown);
    color: var(--navy);
    background: rgba(198, 166, 115, 0.13);
}
.legal-copy {
    min-width: 0;
}
.legal-copy h2 {
    scroll-margin-top: 2.5rem;
    line-height: 1.13;
}
.legal-copy__section + .legal-copy__section {
    margin-top: 2.8rem;
}
.legal-copy p, .legal-copy li {
    font-size: 1rem;
    line-height: 1.8;
}
.legal-copy a {
    color: #584018;
    text-decoration: underline;
    text-decoration-thickness: 1px;
    text-underline-offset: 0.18rem;
    overflow-wrap: anywhere;
}
.legal-copy a:hover, .legal-copy a:focus-visible {
    color: var(--navy);
}
.legal-updated {
    margin: 0 0 1.65rem;
}
.legal-review a {
    display: inline-block;
    min-height: 1.5em;
}
@media (max-width: 820px) {
    .legal-nav {
        max-height: none;
        overflow: visible;
    }
}
@media (max-width: 600px) {
    .legal-nav {
        grid-template-columns: minmax(0, 1fr);
    }
    .legal-copy h2 {
        font-size: clamp(1.9rem, 8vw, 2.4rem);
    }
}
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
}
/* Sitewide keyboard indicators with an additional dark border on light surfaces */
.legal-copy a:focus-visible,
.legal-nav a:focus-visible {
    outline: 2px solid var(--navy);
    outline-offset: 3px;
}

/* Contrast corrections from 2026-10-20 mobile WCAG automated audit */
:root {
    --brown: #715024;
    --ink-muted: #4d5963;
}
/* Gold typography needs a darker accessible substitute on light sand/ivory. */
.section:not(.operating-model):not(.home-faq) h2 em {
    color: #715024;
}
/* Preserve gold accents on dark cards but use legible light text. */
.home-platform-card > span,
.home-platform-card .step-number {
    color: #d4b989;
}
.home-platform-card > p {
    color: #f7f3ea;
}
/* Dark navy on gold backgrounds clears normal-sized text contrast. */
.home-faq .eyebrow,
.home-faq .contact-routing-note,
.home-faq .content-heading p {
    color: #1d334b;
}
/* Legal cross-reference links must each have an adequate touch target. */
.legal-review a {
    display: inline-flex;
    min-height: 2rem;
    min-width: 2rem;
    align-items: center;
    padding: 0.35rem 0.4rem;
}

/* Gold contact band: solid dark text meets small-text contrast requirements */
.contact-section .eyebrow,
.contact-section p:not(.eyebrow) {
    color: #1d334b;
}

/* Improve readability of architectural caption on navy background. */
.architecture-note { color: #d4b989; }